Fiscal Base » Credit and Debit Cards http://www.fiscalbase.com Finance News Tue, 06 Dec 2011 11:01:03 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 Secured Student Credit Cards http://www.fiscalbase.com/secured-student-credit-cards http://www.fiscalbase.com/secured-student-credit-cards#comments Tue, 27 Oct 2009 23:06:49 +0000 admin http://www.fiscalbase.com/?p=79 card8Secured student credit cards can be obtained when a student needs a credit card but does not have a strong credit history. A deposit account backed by the cardholder stands as the guarantee for the card holder. First a deposit is made, anywhere from 100 percent to 200 percent of the total amount of credit that is needed, in order to get the card.  For example, if the cardholder wants a credit limit of $1,000, he or she would need to deposit $1,000 to $2,000 into an account. As with any other card, common interest rates and other credit card fees will still apply to all secured cards. Beginning with a secured student credit card is a great, safe way to build your credit history to enable you to  obtain a non-secured card in the future. Secured or not, student credit cards can offer many terms and incentives. If you are looking into applying for one, you must look farther then your mail box for an application. The Internet can serve as a great resource for researching and applying for a secured student credit card that best fit your personal needs.

]]> http://www.fiscalbase.com/secured-student-credit-cards/feed 0 Sending money with prepaid debit cards http://www.fiscalbase.com/sending-money-with-prepaid-debit-cards http://www.fiscalbase.com/sending-money-with-prepaid-debit-cards#comments Fri, 18 Sep 2009 18:39:22 +0000 admin http://www.fiscalbase.com/?p=60 prepay5Sending money to your loved ones in other countries is not an expensive or time consuming process anymore. With the initiation of prepaid debit cards, you can transfer money to your families without getting out of your houses, purchasing a money order or waiting in everlasting queues. There is no need to wince about the risk involved in sending large amount of cash or exchange rate. With prepay debit cards, money can be transferred at anytime, making it a boon for the immigrants. The debit card can be purchased in one country at a retail shop and it can be sent to someone in another country. As soon as the card is active, money transfer can be done online or via telephone for just $5. The recipient will receive the card quickly and hence save a lot of time.

Although fees for monthly maintenance, international usage, inactivity, and to reload funds is demanded, money can be sent to various parts of the world at low costs. Prepay debit card issuing companies offer investment and security for the card holders and their families. The inconvenience encountered in other methods of sending money can be overcome with the help of prepaid debit cards.

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