http://www.fiscalbase.com Finance News Tue, 06 Dec 2011 11:01:03 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 http://www.fiscalbase.com/secured-student-credit-cards http://www.fiscalbase.com/secured-student-credit-cards#comments Tue, 27 Oct 2009 23:06:49 +0000 admin http://www.fiscalbase.com/?p=79 Secured student credit cards can be obtained when a student needs a credit card but does not have a strong credit history. A deposit account backed by the cardholder stands as the guarantee for the card holder. First a deposit is made, anywhere from 100 percent to 200 percent of the total amount of credit that is needed, in order to get the card.  For example, if the cardholder wants a credit limit of $1,000, he or she would need to deposit $1,000 to $2,000 into an account. As with any other card, common interest rates and other credit card fees will still apply to all secured cards. Beginning with a secured student credit card is a great, safe way to build your credit history to enable you to  obtain a non-secured card in the future. Secured or not, student credit cards can offer many terms and incentives. If you are looking into applying for one, you must look farther then your mail box for an application. The Internet can serve as a great resource for researching and applying for a secured student credit card that best fit your personal needs.

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